Commercial Solictiors
Buy To Let Conveyancing

Need advice on Buy To Let Conveyancing?

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Buy To Let Conveyancing

Jarmans Solicitors help with Buy To Let Conveyancing.

Jarmans Solicitors have extensive experience in commercial conveyancing including buy to let purchases. Our dedicated conveyancing team can guide you through the process of purchasing a buy to let property no matter whether you are a first-time landlord or are looking to add to your property portfolio.

Purchasing a buy to let property can be an extremely lucrative investment and, over recent years, buyers and landlords have experienced impressive yields as a result of an ever-increasing property market. As a result, becoming a landlord still remains an attractive option for investors. We recommend that you fully research your responsibilities as a landlord.

When considering entering the property market there are a number of factors that you need to consider.


If you are unable to fully finance your purchase, you will need to take out a buy to let mortgage. These differ from standard residential mortgages in that the lender will review the potential rental income from the property. Typically, lenders will require rental income to be at least 125% of monthly interest payments. A larger deposit is also required, with an average deposit of 40%.If you are considering purchasing an HMO (house of multiple occupancy) you may require a different type of buy to let mortgage. We recommend discussing this with your mortgage broker or lender.

Purchasing at Auction

Jarmans have worked on a number of buy to let auction purchases, which are particularly rapid property transactions, and are able to advise you through every step of the process. If you are considering purchasing a buy to let property at auction it is advisable to have a commercial mortgage in principle arranged. We also recommend that you fully prepare yourself before attending the auction. Go and view the property, work out what your highest affordable price is (guide prices at auctions are just that and bidding will make it go up) and make sure that you arrive at the auction early to find your bearings. You should also remember that most auctions require a 10% deposit on the day and then will require full payment between 14 days and 6 weeks after the gavel has gone down.

Stamp Duty

If you are looking to buy a second property you must remember that there is a 3% Stamp Duty loading on the price of any property valued over £40,000. You should consider this in your initial financial plans.

If you are considering dipping your toe into the buy to let market or are considering letting out the property you currently live in, contact Jarmans Solicitors for specialist legal advice.

Buy To Let Conveyancing
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How We've Helped People

Hi Jay, just wanted to say thank you for the help that Jarmans have given my friend L G who I referred to you. You have been so helpful and supportive.


Another great job thank you!


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Jarmans Solicitors Second Floor,
Bell House, Bell Road,
Sittingbourne, Kent,
ME10 4DH.

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