Most people assume that wills are more important than lasting powers of attorney (if they have even heard of them). Ironically, if you don’t have a will, the intestacy rules mean that often your assets will end up with whom you intended them to. Conversely, if you become incapacitated and unable to make your own decisions, there is NO proper fallback – you will have to rely on the Court of Protection, a red-tape-heavy institution which exists to protect itself as well as the incapacitated person – and the process is expensive, overbearing, prolonged and frustrating
I know of a lady whose husband had a car accident at a young age, hit his head and was unable to make his own decisions. It took her years of pain to be able to even properly get him the care he needed.
Get lasting powers of attorney!